The Charles Schwab Corporation (SCHW) Stock Investment Calculator & Historical Return Analysis
The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. It is a leading provider of financial services to individual investors and independent investment advisors. Investors often view The Charles Schwab Corporation as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This The Charles Schwab Corporation stock investment calculator allows you to explore how a hypothetical investment in SCHW might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in SCHW on Jan 1, 2020?
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Understanding The Charles Schwab Corporation's Historical Performance
The Charles Schwab Corporation's stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, SCHW has experienced periods of growth driven by innovation and market demand.
When analyzing The Charles Schwab Corporation's historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 39 years, The Charles Schwab Corporation has delivered an average annual return of 27.6%. The stock peaked in 1991 with a massive +295.3% gain, while investors faced a downturn in 1987 (-63.6%). Overall, the stock finished in the green 28 times out of 39 years.
Avg Return
+27.6%
Win Rate
72%
28W - 11L
Best
+295.3%
1991
Worst
-63.6%
1987
Performance Consistency
The Charles Schwab Corporation Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 1987 | -63.64% | $0.24 | $0.09 |
| 1988 | +8.00% | $0.09 | $0.10 |
| 1989 | +106.97% | $0.10 | $0.21 |
| 1990 | -18.73% | $0.21 | $0.17 |
| 1991 | +295.32% | $0.17 | $0.69 |
| 1992 | -11.02% | $0.67 | $0.60 |
| 1993 | +90.96% | $0.59 | $1.12 |
| 1994 | +13.13% | $1.08 | $1.22 |
| 1995 | +82.95% | $1.16 | $2.13 |
| 1996 | +56.31% | $2.18 | $3.41 |
| 1997 | +104.75% | $3.29 | $6.74 |
| 1998 | +110.25% | $6.47 | $13.59 |
| 1999 | +39.29% | $13.31 | $18.53 |
| 2000 | +15.18% | $17.93 | $20.65 |
| 2001 | -40.50% | $18.97 | $11.29 |
| 2002 | -29.96% | $11.35 | $7.95 |
| 2003 | +3.63% | $8.41 | $8.72 |
| 2004 | +3.16% | $8.60 | $8.87 |
| 2005 | +26.74% | $8.65 | $10.96 |
| 2006 | +30.32% | $11.18 | $14.57 |
| 2007 | +36.96% | $14.88 | $20.39 |
| 2008 | -33.49% | $19.61 | $13.04 |
| 2009 | +18.00% | $13.05 | $15.40 |
| 2010 | -12.25% | $16.19 | $14.20 |
| 2011 | -34.62% | $14.53 | $9.50 |
| 2012 | +24.89% | $9.88 | $12.34 |
| 2013 | +74.55% | $12.95 | $22.61 |
| 2014 | +17.99% | $22.46 | $26.50 |
| 2015 | +9.81% | $26.52 | $29.12 |
| 2016 | +24.61% | $28.28 | $35.24 |
| 2017 | +28.77% | $35.90 | $46.22 |
| 2018 | -18.54% | $46.29 | $37.70 |
| 2019 | +16.24% | $37.75 | $43.88 |
| 2020 | +11.99% | $44.50 | $49.83 |
| 2021 | +61.08% | $49.57 | $79.84 |
| 2022 | -1.83% | $81.42 | $79.93 |
| 2023 | -14.62% | $78.66 | $67.17 |
| 2024 | +8.69% | $67.46 | $73.32 |
| 2025 | +36.58% | $73.15 | $99.91 |
Historical annual returns for The Charles Schwab Corporation. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓Discount brokerage model
- ✓Schwab Intelligent Portfolios (robo-advisor)
Business Segments
- Investor ServicesRetail brokerage and banking.
- Advisor ServicesCustodial services for RIAs.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles