Lincoln National Corporation (LNC) Stock Investment Calculator & Historical Return Analysis
Lincoln National Corporation is a Fortune 250 American holding company, which operates multiple insurance and investment management businesses through subsidiary companies. It markets under the brand name Lincoln Financial Group. Investors often view Lincoln National Corporation as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This Lincoln National Corporation stock investment calculator allows you to explore how a hypothetical investment in LNC might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in LNC on Jan 1, 2020?
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Understanding Lincoln National Corporation's Historical Performance
Lincoln National Corporation's stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, LNC has experienced periods of growth driven by innovation and market demand.
When analyzing Lincoln National Corporation's historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 40 years, Lincoln National Corporation has delivered an average annual return of 11.2%. The stock peaked in 2013 with a massive +91.0% gain, while investors faced a downturn in 2008 (-65.2%). Overall, the stock finished in the green 26 times out of 40 years.
Avg Return
+11.2%
Win Rate
65%
26W - 14L
Best
+91.0%
2013
Worst
-65.2%
2008
Performance Consistency
Lincoln National Corporation Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 1986 | -3.39% | $3.43 | $3.31 |
| 1987 | -13.83% | $3.44 | $2.96 |
| 1988 | +5.58% | $3.20 | $3.38 |
| 1989 | +48.02% | $3.36 | $4.98 |
| 1990 | -25.97% | $4.99 | $3.69 |
| 1991 | +41.74% | $3.52 | $4.99 |
| 1992 | +44.00% | $4.92 | $7.09 |
| 1993 | +24.19% | $6.97 | $8.65 |
| 1994 | -17.65% | $8.80 | $7.25 |
| 1995 | +57.33% | $7.38 | $11.61 |
| 1996 | -0.40% | $11.83 | $11.78 |
| 1997 | +56.04% | $11.61 | $18.12 |
| 1998 | +7.35% | $18.12 | $19.45 |
| 1999 | +0.21% | $19.45 | $19.49 |
| 2000 | +24.91% | $19.03 | $23.77 |
| 2001 | +9.79% | $22.83 | $25.06 |
| 2002 | -32.42% | $24.93 | $16.85 |
| 2003 | +27.61% | $17.54 | $22.39 |
| 2004 | +19.84% | $22.28 | $26.70 |
| 2005 | +17.69% | $26.37 | $31.04 |
| 2006 | +27.37% | $31.33 | $39.90 |
| 2007 | -10.38% | $39.96 | $35.82 |
| 2008 | -65.22% | $34.60 | $12.04 |
| 2009 | +26.09% | $12.74 | $16.07 |
| 2010 | +7.62% | $16.72 | $17.99 |
| 2011 | -33.12% | $18.94 | $12.67 |
| 2012 | +29.90% | $13.19 | $17.13 |
| 2013 | +90.99% | $18.13 | $34.63 |
| 2014 | +15.58% | $33.90 | $39.18 |
| 2015 | -11.17% | $39.01 | $34.65 |
| 2016 | +38.21% | $33.85 | $46.79 |
| 2017 | +16.85% | $47.24 | $55.20 |
| 2018 | -32.89% | $55.95 | $37.55 |
| 2019 | +17.45% | $37.71 | $44.29 |
| 2020 | -12.18% | $44.84 | $39.38 |
| 2021 | +43.74% | $38.21 | $54.93 |
| 2022 | -54.50% | $56.10 | $25.53 |
| 2023 | -5.86% | $25.61 | $24.11 |
| 2024 | +23.18% | $24.42 | $30.08 |
| 2025 | +47.42% | $30.21 | $44.53 |
Historical annual returns for Lincoln National Corporation. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓Early adopter of reinsurance
- ✓Variable annuity product development
Business Segments
- Life InsuranceTerm, universal, and variable universal life insurance products.
- AnnuitiesVariable, fixed, and indexed annuities.
- Group ProtectionGroup non-medical insurance products like dental and disability.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles