Humana Inc. (HUM) Stock Investment Calculator & Historical Return Analysis
Humana Inc. is a leading health and well-being company committed to helping its millions of medical and specialty members achieve their best health. The company offers a wide range of insurance products and health solutions, including Medicare Advantage, Medicaid, commercial group health plans, and pharmacy benefit management services. Humana is focused on integrating clinical care and health plan administration to provide a holistic and personalized approach to healthcare for its members. Investors often view Humana Inc. as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This Humana Inc. stock investment calculator allows you to explore how a hypothetical investment in HUM might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in HUM on Jan 1, 2020?
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Understanding Humana Inc.'s Historical Performance
Humana Inc.'s stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, HUM has experienced periods of growth driven by innovation and market demand.
When analyzing Humana Inc.'s historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 40 years, Humana Inc. has delivered an average annual return of 18.8%. The stock peaked in 1993 with a massive +186.2% gain, while investors faced a downturn in 1999 (-57.3%). Overall, the stock finished in the green 25 times out of 40 years.
Avg Return
+18.8%
Win Rate
63%
25W - 15L
Best
+186.2%
1993
Worst
-57.3%
1999
Performance Consistency
Humana Inc. Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 1986 | -36.35% | $4.44 | $2.83 |
| 1987 | -1.09% | $2.97 | $2.94 |
| 1988 | +32.25% | $3.04 | $4.02 |
| 1989 | +78.46% | $4.02 | $7.17 |
| 1990 | -1.34% | $7.15 | $7.05 |
| 1991 | -0.56% | $6.99 | $6.95 |
| 1992 | -20.84% | $6.98 | $5.53 |
| 1993 | +186.22% | $5.46 | $15.63 |
| 1994 | +29.29% | $15.41 | $19.92 |
| 1995 | +21.67% | $19.81 | $24.10 |
| 1996 | -29.30% | $23.66 | $16.73 |
| 1997 | +9.93% | $16.62 | $18.27 |
| 1998 | -15.68% | $18.60 | $15.68 |
| 1999 | -57.33% | $16.90 | $7.21 |
| 2000 | +101.65% | $6.66 | $13.43 |
| 2001 | -21.07% | $13.15 | $10.38 |
| 2002 | -13.04% | $10.13 | $8.81 |
| 2003 | +121.63% | $9.08 | $20.12 |
| 2004 | +29.48% | $20.19 | $26.14 |
| 2005 | +86.32% | $25.68 | $47.84 |
| 2006 | -0.84% | $49.12 | $48.70 |
| 2007 | +34.43% | $49.33 | $66.31 |
| 2008 | -52.28% | $68.79 | $32.83 |
| 2009 | +17.76% | $32.82 | $38.65 |
| 2010 | +19.83% | $40.22 | $48.20 |
| 2011 | +60.44% | $48.52 | $77.84 |
| 2012 | -21.23% | $78.48 | $61.82 |
| 2013 | +52.73% | $61.65 | $94.15 |
| 2014 | +40.87% | $93.80 | $132.15 |
| 2015 | +25.63% | $131.56 | $165.27 |
| 2016 | +14.06% | $166.42 | $189.82 |
| 2017 | +26.59% | $183.85 | $232.73 |
| 2018 | +14.62% | $236.08 | $270.60 |
| 2019 | +31.18% | $265.98 | $348.90 |
| 2020 | +13.73% | $345.78 | $393.24 |
| 2021 | +13.27% | $395.08 | $447.50 |
| 2022 | +10.77% | $449.03 | $497.41 |
| 2023 | -7.83% | $486.05 | $447.98 |
| 2024 | -45.42% | $460.01 | $251.07 |
| 2025 | +2.44% | $250.02 | $256.13 |
Historical annual returns for Humana Inc.. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓Pioneered comprehensive care models for Medicare Advantage members, focusing on preventative care, chronic disease management, and personalized health support.
- ✓Invests in digital health tools and analytics to enhance member engagement, improve health outcomes, and streamline healthcare delivery.
Business Segments
- RetailOffers Medicare Advantage, Medicare Supplement, and individual commercial health plans.
- Group and SpecialtyProvides employer group commercial medical plans, as well as specialty products like dental, vision, and life insurance.
- Healthcare ServicesIncludes pharmacy benefit management (PBM) services, primary care clinics, and other healthcare-related services.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles