Robinhood Markets, Inc. (HOOD) Stock Investment Calculator & Historical Return Analysis
Robinhood Markets, Inc. is a leading financial technology company that pioneered the commission-free trading model to democratize finance for all. As of 2026, the company has evolved from a mobile-first brokerage into a comprehensive global financial platform. It provides retail investors with access to equities, options, exchange-traded funds (ETFs), and cryptocurrencies. Robinhood's ecosystem now includes sophisticated wealth management tools, retirement accounts with matching contributions, a premium subscription service (Robinhood Gold), and a growing credit and banking suite. The company has significantly expanded its international footprint, particularly in the United Kingdom and the European Union, while integrating advanced AI-driven research and asset tokenization into its core user experience. Investors often view Robinhood Markets, Inc. as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This Robinhood Markets, Inc. stock investment calculator allows you to explore how a hypothetical investment in HOOD might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in HOOD on Jan 1, 2020?
Explore hypothetical investment results for stocks, ETFs, and more. See real historical data and share your discoveries.
Understanding Robinhood Markets, Inc.'s Historical Performance
Robinhood Markets, Inc.'s stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, HOOD has experienced periods of growth driven by innovation and market demand.
When analyzing Robinhood Markets, Inc.'s historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 5 years, Robinhood Markets, Inc. has delivered an average annual return of 68.2%. The stock peaked in 2024 with a massive +201.2% gain, while investors faced a downturn in 2022 (-55.9%). Overall, the stock finished in the green 3 times out of 5 years.
Avg Return
+68.2%
Win Rate
60%
3W - 2L
Best
+201.2%
2024
Worst
-55.9%
2022
Performance Consistency
Robinhood Markets, Inc. Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 2021 | -48.99% | $34.82 | $17.76 |
| 2022 | -55.86% | $18.44 | $8.14 |
| 2023 | +57.67% | $8.08 | $12.74 |
| 2024 | +201.21% | $12.37 | $37.26 |
| 2025 | +186.76% | $39.44 | $113.10 |
Historical annual returns for Robinhood Markets, Inc.. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓Zero-Commission Trading: Disrupted the traditional brokerage industry by removing per-trade fees for retail investors.
- ✓24/5 Market Access: The first major U.S. retail brokerage to offer round-the-clock trading for hundreds of stocks and ETFs.
- ✓Robinhood Retirement: Introduced the industry's first IRA with a 1% to 3% matching contribution for all eligible deposits.
- ✓Fractional Shares: Allowed users to invest in high-priced stocks with as little as $1, increasing accessibility.
- ✓Asset Tokenization (2025/26): Pioneered the use of blockchain technology to offer tokenized U.S. stocks and ETFs to international markets, specifically in the EU.
- ✓AI Investment Research: Integrated personalized, AI-powered portfolio analysis and research through the acquisition of Pluto Capital.
Business Segments
- Transaction-Based RevenueThe company's primary revenue driver, earned from routing customer orders in options, cryptocurrencies, and equities to market makers (Payment for Order Flow) and transaction fees from its crypto-exchange operations.
- Net Interest RevenueRevenue generated from interest earned on customer cash balances, margin lending to active traders, and income from its securities lending program.
- Other RevenueIncludes recurring subscription fees from 'Robinhood Gold' members, interchange fees from the Robinhood Gold Card, and media revenue from its financial news subsidiary, Sherwood Media.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles