Huntington Bancshares Inc. (HBAN) Stock Investment Calculator & Historical Return Analysis
Huntington Bancshares Inc. is a regional bank holding company providing a full range of banking products and services to consumers, small and middle-market businesses, corporations, and municipalities. Its services include commercial banking, consumer banking, vehicle finance, mortgage banking, and wealth management. Huntington operates a large branch network and ATM presence across the Midwest and other regions, focusing on building deep customer relationships and supporting local communities. Investors often view Huntington Bancshares Inc. as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This Huntington Bancshares Inc. stock investment calculator allows you to explore how a hypothetical investment in HBAN might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in HBAN on Jan 1, 2020?
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Understanding Huntington Bancshares Inc.'s Historical Performance
Huntington Bancshares Inc.'s stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, HBAN has experienced periods of growth driven by innovation and market demand.
When analyzing Huntington Bancshares Inc.'s historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 40 years, Huntington Bancshares Inc. has delivered an average annual return of 10.5%. The stock peaked in 2010 with a massive +87.9% gain, while investors faced a downturn in 2009 (-53.6%). Overall, the stock finished in the green 24 times out of 40 years.
Avg Return
+10.5%
Win Rate
60%
24W - 16L
Best
+87.9%
2010
Worst
-53.6%
2009
Performance Consistency
Huntington Bancshares Inc. Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 1986 | -6.93% | $1.43 | $1.33 |
| 1987 | -10.55% | $1.36 | $1.22 |
| 1988 | +14.89% | $1.23 | $1.41 |
| 1989 | +38.28% | $1.41 | $1.96 |
| 1990 | -36.71% | $1.97 | $1.25 |
| 1991 | +80.17% | $1.27 | $2.30 |
| 1992 | +52.03% | $2.28 | $3.47 |
| 1993 | +9.80% | $3.41 | $3.74 |
| 1994 | -2.62% | $3.64 | $3.55 |
| 1995 | +48.04% | $3.50 | $5.18 |
| 1996 | +27.04% | $5.14 | $6.53 |
| 1997 | +55.73% | $6.50 | $10.12 |
| 1998 | -7.60% | $10.33 | $9.54 |
| 1999 | -10.23% | $9.54 | $8.57 |
| 2000 | -16.98% | $8.05 | $6.68 |
| 2001 | +12.42% | $6.61 | $7.43 |
| 2002 | +12.10% | $7.45 | $8.35 |
| 2003 | +20.12% | $8.64 | $10.38 |
| 2004 | +14.63% | $10.29 | $11.79 |
| 2005 | -0.15% | $11.75 | $11.73 |
| 2006 | +2.27% | $11.96 | $12.23 |
| 2007 | -34.99% | $12.37 | $8.04 |
| 2008 | -42.39% | $7.79 | $4.49 |
| 2009 | -53.57% | $4.68 | $2.17 |
| 2010 | +87.95% | $2.19 | $4.11 |
| 2011 | -21.31% | $4.26 | $3.35 |
| 2012 | +16.40% | $3.44 | $4.00 |
| 2013 | +50.32% | $4.11 | $6.18 |
| 2014 | +12.66% | $6.11 | $6.88 |
| 2015 | +7.72% | $6.87 | $7.40 |
| 2016 | +27.04% | $7.16 | $9.10 |
| 2017 | +12.15% | $9.17 | $10.28 |
| 2018 | -15.49% | $10.31 | $8.71 |
| 2019 | +29.36% | $8.87 | $11.48 |
| 2020 | -10.53% | $11.41 | $10.21 |
| 2021 | +27.76% | $10.15 | $12.97 |
| 2022 | -6.67% | $13.29 | $12.40 |
| 2023 | -4.72% | $12.40 | $11.82 |
| 2024 | +32.26% | $11.95 | $15.80 |
| 2025 | +10.01% | $15.77 | $17.35 |
Historical annual returns for Huntington Bancshares Inc.. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓Focus on 'Fair Play' banking, offering customer-friendly policies like 24-hour grace for overdrafts and early access to direct deposits.
- ✓Invests in digital capabilities and mobile banking solutions to provide convenient and accessible services to its diverse customer base.
Business Segments
- Consumer and Business BankingOffers deposit accounts, lending products, and financial services to individuals and small businesses through its branch network and digital channels.
- Commercial BankingProvides comprehensive banking solutions, including lending, treasury management, and capital markets services, to middle-market and large corporate clients.
- Vehicle FinanceOffers indirect auto loans through dealerships and direct-to-consumer auto lending.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles