CVS Health Corporation (CVS) Stock Investment Calculator & Historical Return Analysis
CVS Health Corporation is an American multinational healthcare company that has evolved from a retail pharmacy chain into a diversified healthcare provider. It offers integrated health plans and services, including medical, dental, disability, life, and accident insurance, as well as pharmacy services and healthcare solutions. Investors often view CVS Health Corporation as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This CVS Health Corporation stock investment calculator allows you to explore how a hypothetical investment in CVS might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in CVS on Jan 1, 2020?
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Understanding CVS Health Corporation's Historical Performance
CVS Health Corporation's stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, CVS has experienced periods of growth driven by innovation and market demand.
When analyzing CVS Health Corporation's historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 40 years, CVS Health Corporation has delivered an average annual return of 13.3%. The stock peaked in 2025 with a massive +85.6% gain, while investors faced a downturn in 2001 (-48.0%). Overall, the stock finished in the green 25 times out of 40 years.
Avg Return
+13.3%
Win Rate
63%
25W - 15L
Best
+85.6%
2025
Worst
-48.0%
2001
Performance Consistency
CVS Health Corporation Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 1986 | +9.02% | $2.49 | $2.71 |
| 1987 | -0.93% | $2.76 | $2.74 |
| 1988 | +42.22% | $2.79 | $3.97 |
| 1989 | +24.06% | $3.95 | $4.90 |
| 1990 | -4.15% | $4.97 | $4.77 |
| 1991 | +10.61% | $4.71 | $5.21 |
| 1992 | +25.26% | $5.12 | $6.42 |
| 1993 | -21.74% | $6.48 | $5.07 |
| 1994 | -20.41% | $5.04 | $4.01 |
| 1995 | +2.46% | $4.07 | $4.17 |
| 1996 | +51.44% | $4.33 | $6.55 |
| 1997 | +63.30% | $6.24 | $10.18 |
| 1998 | +73.71% | $10.12 | $17.58 |
| 1999 | -24.64% | $17.01 | $12.81 |
| 2000 | +59.40% | $12.15 | $19.37 |
| 2001 | -47.97% | $18.48 | $9.62 |
| 2002 | -14.96% | $9.62 | $8.18 |
| 2003 | +43.36% | $8.32 | $11.93 |
| 2004 | +26.84% | $11.81 | $14.99 |
| 2005 | +18.07% | $14.96 | $17.67 |
| 2006 | +17.92% | $17.62 | $20.78 |
| 2007 | +29.72% | $20.73 | $26.89 |
| 2008 | -26.42% | $26.62 | $19.59 |
| 2009 | +10.71% | $20.02 | $22.17 |
| 2010 | +6.57% | $22.70 | $24.19 |
| 2011 | +17.99% | $24.38 | $28.77 |
| 2012 | +18.14% | $29.29 | $34.60 |
| 2013 | +46.36% | $35.56 | $52.04 |
| 2014 | +38.83% | $51.19 | $71.07 |
| 2015 | +4.21% | $70.17 | $73.13 |
| 2016 | -16.71% | $72.15 | $60.09 |
| 2017 | -7.44% | $61.18 | $56.63 |
| 2018 | -8.33% | $57.43 | $52.65 |
| 2019 | +17.15% | $52.70 | $61.73 |
| 2020 | -4.97% | $61.63 | $58.56 |
| 2021 | +51.13% | $60.01 | $90.69 |
| 2022 | -8.51% | $91.57 | $83.78 |
| 2023 | -12.27% | $83.52 | $73.28 |
| 2024 | -42.15% | $75.03 | $43.40 |
| 2025 | +85.62% | $42.75 | $79.36 |
Historical annual returns for CVS Health Corporation. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓Pioneered the concept of in-store health clinics (MinuteClinic), making healthcare more accessible.
- ✓Successfully integrated health insurance (Aetna) with pharmacy services and other healthcare solutions, creating a vertically integrated healthcare company.
Business Segments
- Health Care BenefitsProvides a full range of traditional, voluntary, and consumer-directed health insurance products and related services through Aetna.
- Pharmacy ServicesProvides pharmacy benefit management (PBM) services, mail order pharmacy, specialty pharmacy, and retail long-term care pharmacy services through CVS Caremark.
- Retail/Long-Term CareOperates retail pharmacies (CVS Pharmacy) andMinuteClinic walk-in medical clinics, offering prescription and over-the-counter drugs, as well as health and wellness products.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles