Chubb Limited (CB) Stock Investment Calculator & Historical Return Analysis
Chubb Limited is the world's largest publicly traded property and casualty (P&C) insurance company. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. Investors often view Chubb Limited as a key player in the market, analyzing its long-term potential through various revenue models, brand recognition, and consistent presence in its industry.
This Chubb Limited stock investment calculator allows you to explore how a hypothetical investment in CB might have performed over time. By adjusting the investment amount and time period, you can visualize potential growth, compare outcomes across different market cycles, and better understand the impact of long-term investing.
What if you invested $1000 in CB on Jan 1, 2020?
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Understanding Chubb Limited's Historical Performance
Chubb Limited's stock performance has historically reflected both broader market trends and company-specific milestones. Like many growth-oriented stocks, CB has experienced periods of growth driven by innovation and market demand.
When analyzing Chubb Limited's historical returns, it's important to consider:
- Market cycles: Strong bull markets often amplify returns, while recessions can temporarily suppress performance.
- Business model evolution: Changes in revenue strategies and product lines can significantly impact stability.
- Long-term trends: Over extended periods, compounding can play a larger role than short-term price fluctuations. Try our calculator to explore returns over 5 years or larger investments over 10 years.
This calculator helps you see how these factors might have affected an investment depending on when you entered the market.
Historical Annual Returns
Over the past 33 years, Chubb Limited has delivered an average annual return of 18.4%. The stock peaked in 2000 with a massive +164.7% gain, while investors faced a downturn in 1999 (-49.4%). Overall, the stock finished in the green 26 times out of 33 years.
Avg Return
+18.4%
Win Rate
79%
26W - 7L
Best
+164.7%
2000
Worst
-49.4%
1999
Performance Consistency
Chubb Limited Annual Returns by Year
| Year | Annual Return | Start Price | End Price |
|---|---|---|---|
| 1993 | +10.57% | $5.09 | $5.63 |
| 1994 | -23.23% | $5.61 | $4.31 |
| 1995 | +73.90% | $4.28 | $7.45 |
| 1996 | +54.87% | $7.38 | $11.43 |
| 1997 | +62.90% | $11.38 | $18.54 |
| 1998 | +9.94% | $18.24 | $20.05 |
| 1999 | -49.39% | $19.58 | $9.91 |
| 2000 | +164.66% | $9.68 | $25.63 |
| 2001 | -0.94% | $24.91 | $24.68 |
| 2002 | -24.13% | $24.26 | $18.41 |
| 2003 | +38.72% | $19.14 | $26.55 |
| 2004 | +5.97% | $26.38 | $27.96 |
| 2005 | +28.74% | $27.68 | $35.64 |
| 2006 | +13.08% | $36.37 | $41.13 |
| 2007 | +4.19% | $40.98 | $42.70 |
| 2008 | -11.93% | $42.19 | $37.15 |
| 2009 | -2.06% | $37.23 | $36.46 |
| 2010 | +29.32% | $35.64 | $46.09 |
| 2011 | +14.52% | $46.09 | $52.78 |
| 2012 | +17.21% | $52.94 | $62.05 |
| 2013 | +28.66% | $63.60 | $81.82 |
| 2014 | +16.51% | $80.38 | $93.65 |
| 2015 | +4.65% | $93.29 | $97.63 |
| 2016 | +18.76% | $95.02 | $112.84 |
| 2017 | +13.17% | $112.49 | $127.31 |
| 2018 | -7.20% | $123.97 | $115.04 |
| 2019 | +24.76% | $113.36 | $141.43 |
| 2020 | +1.18% | $141.76 | $143.43 |
| 2021 | +31.43% | $139.52 | $183.37 |
| 2022 | +17.10% | $181.60 | $212.66 |
| 2023 | +4.12% | $212.82 | $221.58 |
| 2024 | +23.15% | $222.90 | $274.51 |
| 2025 | +15.28% | $270.75 | $312.12 |
Historical annual returns for Chubb Limited. Data shows year-over-year percentage change in stock price.
Why Use a "What If" Stock Calculator?
Many investors wonder questions such as:
- What if I had invested 5 years ago?
- How does timing affect long-term returns?
- What role does compounding play in stock investments?
A what-if investment calculator answers these questions by turning historical data into practical insights. Rather than focusing on daily price movements, it encourages a long-term perspective, which is especially useful for retirement planning, portfolio comparisons, and financial education.
Key Innovations
- ✓The Chubb Corporation was known for its high-net-worth personal lines products, including its 'Masterpiece policy', tailored for affluent clients.
- ✓ACE Limited was formed to address a critical need for liability insurance in the U.S. market during a crisis, demonstrating an innovative approach to risk solutions.
Business Segments
- North America CommercialProvides property and casualty insurance products to commercial clients in North America.
- North America PersonalProvides property and casualty insurance products to high-net-worth individuals and families in North America.
- Overseas General InsuranceProvides commercial and personal property and casualty insurance products in international markets.
How to Interpret the Results
The results shown are based on historical performance and are meant for educational and informational purposes only. They do not account for future market conditions, taxes, transaction fees, or individual investment strategies. Past performance does not guarantee future results, but historical analysis can help investors understand risk, volatility, and growth potential.
For best use:
- Compare multiple time ranges to see how outcomes differ
- Use consistent assumptions across different stocks
- Combine this tool with fundamental research and diversification principles