VOO vs VTI: Vanguard S&P 500 ETF vs Vanguard Total Stock Market ETF Historical Returns & Investment Comparison

This VOO vs VTI comparison analyzes the historical stock performance of Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF have historically performed against each other.

Compare Stock Performance

Select two stocks and an investment amount to see how they compare over time.

Compare any two stocks to see which performed better historically

Performance Summary

$10,000 invested from 2010 to 2025 (16 years)

Head-to-Head Record

11
VOO Wins
0
Ties
5
VTI Wins

Over the 16-year comparison period, Vanguard S&P 500 ETF outperformed Vanguard Total Stock Market ETF in 11 years, while Vanguard Total Stock Market ETF outperformed Vanguard S&P 500 ETF in 5 years.

VOO - Vanguard S&P 500 ETF

Average Annual Return:+14.68%
Best Year:+31.26% (2019)
Worst Year:-18.67% (2022)
Win Rate:87.5% (14/16 years)
Total Value:$79,136.34
Total Gain:+$69,136.34 (+691.36%)

VTI - Vanguard Total Stock Market ETF

Average Annual Return:+10.38%
Best Year:+30.57% (2019)
Worst Year:-36.23% (2008)
Win Rate:76.0% (19/25 years)
Total Value:$83,679.23
Total Gain:+$73,679.23 (+736.79%)

Overall Winner: VOO with an average annual return of 14.68% (vs 10.38% for VTI)

Understanding VOO vs VTI Performance

When comparing Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in Vanguard S&P 500 ETF grew to $79,136, compared to $83,679 for Vanguard Total Stock Market ETF over the same period.

Year-by-Year Comparison

YearVOO ReturnVOO CumulativeVTI ReturnVTI CumulativeDifferenceWinner
2010 (Start)-$10,000.00-$10,000.00-Initial Investment
2011+14.78%$11,478.02+15.50%$12,846.23-0.72% (VTI)VTI
2012+0.95%$11,587.12-0.06%$12,838.17+1.01% (VOO)VOO
2013+14.30%$13,244.27+14.83%$14,741.60-0.52% (VTI)VTI
2014+29.20%$17,111.03+30.15%$19,185.65-0.95% (VTI)VTI
2015+13.95%$19,498.34+13.54%$21,784.10+0.41% (VOO)VOO
2016+1.33%$19,756.72+0.43%$21,877.95+0.89% (VOO)VOO
2017+13.76%$22,475.47+14.53%$25,056.98-0.77% (VTI)VTI
2018+20.93%$27,179.87+20.30%$30,142.43+0.64% (VOO)VOO
2019-5.20%$25,767.50-5.90%$28,364.08+0.70% (VOO)VOO
2020+31.26%$33,822.98+30.57%$37,033.94+0.70% (VOO)VOO
2021+17.29%$39,669.46+20.08%$44,469.64-2.79% (VTI)VTI
2022+30.56%$51,794.33+27.50%$56,697.16+3.07% (VOO)VOO
2023-18.67%$42,122.62-20.03%$45,340.60+1.36% (VOO)VOO
2024+26.81%$53,416.18+26.56%$57,384.57+0.25% (VOO)VOO
2025+25.78%$67,186.56+24.65%$71,527.39+1.13% (VOO)VOO
2026+17.79%$79,136.34+16.99%$83,679.23+0.80% (VOO)VOO

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means VOO outperformed VTI that year.

Company Profiles

1

Vanguard S&P 500 ETF

VOO

Vanguard S&P 500 ETF is an exchange-traded fund that invests in stocks in the S&P 500 Index, representing 500 of the largest U.S. companies.

Key Innovations

  • Low-cost indexing

Business Segments

  • ETF
    Passive investment vehicle tracking the S&P 500.
2

Vanguard Total Stock Market ETF

VTI

VTI seeks to track the performance of the CRSP US Total Market Index, which represents approximately 100% of the investable U.S. stock market.

Business Segments

  • ETF
    Total US Stock Market Equities

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.