SPY vs XLP: SPDR S&P 500 ETF Trust vs Consumer Staples Select Sector SPDR Fund Historical Returns & Investment Comparison

This SPY vs XLP comparison analyzes the historical stock performance of SPDR S&P 500 ETF Trust and Consumer Staples Select Sector SPDR Fund side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how SPDR S&P 500 ETF Trust and Consumer Staples Select Sector SPDR Fund have historically performed against each other.

Compare Stock Performance

Select two stocks and an investment amount to see how they compare over time.

Compare any two stocks to see which performed better historically

Performance Summary

$10,000 invested from 1993 to 2025 (33 years)

Head-to-Head Record

19
SPY Wins
0
Ties
9
XLP Wins

Over the 28-year comparison period, SPDR S&P 500 ETF Trust outperformed Consumer Staples Select Sector SPDR Fund in 19 years, while Consumer Staples Select Sector SPDR Fund outperformed SPDR S&P 500 ETF Trust in 9 years.

SPY - SPDR S&P 500 ETF Trust

Average Annual Return:+11.71%
Best Year:+37.39% (1995)
Worst Year:-36.24% (2008)
Win Rate:81.8% (27/33 years)
Total Value:$250,597.02
Total Gain:+$240,597.02 (+2405.97%)

XLP - Consumer Staples Select Sector SPDR Fund

Average Annual Return:+7.07%
Best Year:+28.19% (2019)
Worst Year:-19.81% (2002)
Win Rate:75.0% (21/28 years)
Total Value:$56,755.84
Total Gain:+$46,755.84 (+467.56%)

Overall Winner: SPY with an average annual return of 11.71% (vs 7.07% for XLP)

Understanding SPY vs XLP Performance

When comparing SPDR S&P 500 ETF Trust and Consumer Staples Select Sector SPDR Fund, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in SPDR S&P 500 ETF Trust grew to $250,597, compared to $56,756 for Consumer Staples Select Sector SPDR Fund over the same period.

Year-by-Year Comparison

YearSPY ReturnSPY CumulativeXLP ReturnXLP CumulativeDifferenceWinner
1993 (Start)-$10,000.00-$10,000.00-Initial Investment
1994+8.71%$10,870.91---Tie
1995+0.67%$10,943.47---Tie
1996+37.39%$15,035.16---Tie
1997+21.20%$18,223.19---Tie
1998+33.14%$24,261.81---Tie
1999+28.03%$31,063.11+2.48%$10,247.64+25.56% (SPY)SPY
2000+20.66%$37,482.18-13.56%$8,857.90+34.23% (SPY)SPY
2001-8.85%$34,165.23+27.09%$11,257.90-35.94% (XLP)XLP
2002-10.13%$30,703.75-8.73%$10,275.22-1.40% (XLP)XLP
2003-22.42%$23,820.14-19.81%$8,239.70-2.61% (XLP)XLP
2004+24.18%$29,580.86+9.09%$8,989.05+15.09% (SPY)SPY
2005+10.75%$32,760.13+8.95%$9,793.21+1.80% (SPY)SPY
2006+5.32%$34,504.59+2.84%$10,071.51+2.48% (SPY)SPY
2007+13.84%$39,281.03+13.76%$11,457.07+0.09% (SPY)SPY
2008+5.33%$41,375.53+11.96%$12,827.06-6.63% (XLP)XLP
2009-36.24%$26,382.38-13.80%$11,057.39-22.44% (XLP)XLP
2010+22.65%$32,359.23+12.67%$12,458.67+9.98% (SPY)SPY
2011+13.14%$36,610.39+12.93%$14,069.17+0.21% (SPY)SPY
2012+0.85%$36,922.44+13.93%$16,029.18-13.08% (XLP)XLP
2013+14.17%$42,154.69+10.83%$17,764.87+3.34% (SPY)SPY
2014+29.00%$54,380.19+23.13%$21,874.50+5.87% (SPY)SPY
2015+14.56%$62,298.86+17.16%$25,629.17-2.60% (XLP)XLP
2016+1.29%$63,101.60+7.18%$27,469.99-5.89% (XLP)XLP
2017+13.59%$71,674.43+6.33%$29,208.43+7.26% (SPY)SPY
2018+20.78%$86,569.38+12.57%$32,879.44+8.21% (SPY)SPY
2019-5.25%$82,026.91-7.50%$30,412.80+2.25% (SPY)SPY
2020+31.09%$107,527.02+28.19%$38,986.56+2.90% (SPY)SPY
2021+17.24%$126,059.55+10.99%$43,271.94+6.24% (SPY)SPY
2022+30.51%$164,514.60+18.49%$51,271.99+12.02% (SPY)SPY
2023-18.65%$133,838.54-0.80%$50,863.60-17.85% (XLP)XLP
2024+26.71%$169,585.78-0.44%$50,637.60+27.15% (SPY)SPY
2025+25.59%$212,981.61+10.95%$56,184.67+14.63% (SPY)SPY
2026+17.66%$250,597.02+1.02%$56,755.84+16.64% (SPY)SPY

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means SPY outperformed XLP that year.

Company Profiles

1

SPDR S&P 500 ETF Trust

SPY

SPY is the first exchange-traded fund (ETF) listed in the US. It is designed to track the S&P 500 Index, which measures the performance of the large-cap segment of the US equity market.

Key Innovations

  • First US-listed ETF

Business Segments

  • ETF
    Passive investment vehicle tracking the S&P 500.
2

Consumer Staples Select Sector SPDR Fund

XLP

XLP seeks to provide investment results that, before expenses, correspond generally to the price and yield performance of the Consumer Staples Select Sector Index.

Business Segments

  • ETF
    US Consumer Staples Sector Equities

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.