EQR vs SPY: Equity Residential vs SPDR S&P 500 ETF Trust Historical Returns & Investment Comparison

This EQR vs SPY comparison analyzes the historical stock performance of Equity Residential and SPDR S&P 500 ETF Trust side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how Equity Residential and SPDR S&P 500 ETF Trust have historically performed against each other.

Compare Stock Performance

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Performance Summary

$10,000 invested from 1993 to 2025 (33 years)

Head-to-Head Record

18
EQR Wins
0
Ties
15
SPY Wins

Over the 33-year comparison period, Equity Residential outperformed SPDR S&P 500 ETF Trust in 18 years, while SPDR S&P 500 ETF Trust outperformed Equity Residential in 15 years.

EQR - Equity Residential

Average Annual Return:+13.12%
Best Year:+62.21% (2021)
Worst Year:-32.87% (2022)
Win Rate:72.7% (24/33 years)
Total Value:$292,983.87
Total Gain:+$282,983.87 (+2829.84%)

SPY - SPDR S&P 500 ETF Trust

Average Annual Return:+11.71%
Best Year:+37.39% (1995)
Worst Year:-36.24% (2008)
Win Rate:81.8% (27/33 years)
Total Value:$250,597.02
Total Gain:+$240,597.02 (+2405.97%)

Overall Winner: EQR with an average annual return of 13.12% (vs 11.71% for SPY)

Understanding EQR vs SPY Performance

When comparing Equity Residential and SPDR S&P 500 ETF Trust, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in Equity Residential grew to $292,984, compared to $250,597 for SPDR S&P 500 ETF Trust over the same period.

Year-by-Year Comparison

YearEQR ReturnEQR CumulativeSPY ReturnSPY CumulativeDifferenceWinner
1993 (Start)-$10,000.00-$10,000.00-Initial Investment
1994+13.83%$11,382.70+8.71%$10,870.91+5.12% (EQR)EQR
1995+6.22%$12,090.62+0.67%$10,943.47+5.55% (EQR)EQR
1996+13.21%$13,687.75+37.39%$15,035.16-24.18% (SPY)SPY
1997+44.11%$19,725.12+21.20%$18,223.19+22.90% (EQR)EQR
1998+30.53%$25,747.54+33.14%$24,261.81-2.61% (SPY)SPY
1999-15.10%$21,859.35+28.03%$31,063.11-43.13% (SPY)SPY
2000+11.82%$24,443.26+20.66%$37,482.18-8.84% (SPY)SPY
2001+40.26%$34,283.69-8.85%$34,165.23+49.11% (EQR)EQR
2002+12.67%$38,626.58-10.13%$30,703.75+22.80% (EQR)EQR
2003-8.84%$35,210.96-22.42%$23,820.14+13.58% (EQR)EQR
2004+25.42%$44,162.51+24.18%$29,580.86+1.24% (EQR)EQR
2005+29.50%$57,190.35+10.75%$32,760.13+18.75% (EQR)EQR
2006+15.67%$66,154.43+5.32%$34,504.59+10.35% (EQR)EQR
2007+31.77%$87,168.70+13.84%$39,281.03+17.92% (EQR)EQR
2008-25.00%$65,377.52+5.33%$41,375.53-30.33% (SPY)SPY
2009-13.90%$56,288.31-36.24%$26,382.38+22.33% (EQR)EQR
2010+27.85%$71,962.59+22.65%$32,359.23+5.19% (EQR)EQR
2011+60.64%$115,602.12+13.14%$36,610.39+47.50% (EQR)EQR
2012+11.70%$129,123.77+0.85%$36,922.44+10.84% (EQR)EQR
2013+3.22%$133,282.47+14.17%$42,154.69-10.95% (SPY)SPY
2014-5.84%$125,499.02+29.00%$54,380.19-34.84% (SPY)SPY
2015+42.63%$178,996.42+14.56%$62,298.86+28.07% (EQR)EQR
2016+14.44%$204,841.49+1.29%$63,101.60+13.15% (EQR)EQR
2017-2.53%$199,663.36+13.59%$71,674.43-16.11% (SPY)SPY
2018+3.37%$206,384.44+20.78%$86,569.38-17.42% (SPY)SPY
2019+7.52%$221,899.36-5.25%$82,026.91+12.76% (EQR)EQR
2020+30.62%$289,845.77+31.09%$107,527.02-0.47% (SPY)SPY
2021-22.51%$224,611.18+17.24%$126,059.55-39.74% (SPY)SPY
2022+62.21%$364,333.23+30.51%$164,514.60+31.70% (EQR)EQR
2023-32.87%$244,561.34-18.65%$133,838.54-14.23% (SPY)SPY
2024+8.64%$265,682.07+26.71%$169,585.78-18.07% (SPY)SPY
2025+18.89%$315,863.15+25.59%$212,981.61-6.70% (SPY)SPY
2026-7.24%$292,983.87+17.66%$250,597.02-24.90% (SPY)SPY

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means EQR outperformed SPY that year.

Company Profiles

1

Equity Residential

EQR

Equity Residential is an S&P 500 company and one of the largest publicly traded owners and managers of apartment properties in the United States. The company focuses on acquiring, developing, and managing high-quality apartment communities in urban and suburban coastal markets that attract affluent renters. Equity Residential is committed to providing an exceptional living experience for its residents and maximizing shareholder value.

Key Innovations

  • Focus on desirable urban and suburban coastal markets, attracting a high-quality tenant base.
  • Utilizes data analytics and technology to optimize property management, leasing, and resident services.

Business Segments

  • Apartment Ownership and Management
    Engages in the acquisition, development, and management of multi-family residential properties, primarily apartments.
2

SPDR S&P 500 ETF Trust

SPY

SPY is the first exchange-traded fund (ETF) listed in the US. It is designed to track the S&P 500 Index, which measures the performance of the large-cap segment of the US equity market.

Key Innovations

  • First US-listed ETF

Business Segments

  • ETF
    Passive investment vehicle tracking the S&P 500.

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.