DLTR vs SPY: Dollar Tree, Inc. vs SPDR S&P 500 ETF Trust Historical Returns & Investment Comparison
This DLTR vs SPY comparison analyzes the historical stock performance of Dollar Tree, Inc. and SPDR S&P 500 ETF Trust side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.
Use the interactive calculator below to adjust the investment amount and time period, visualizing how Dollar Tree, Inc. and SPDR S&P 500 ETF Trust have historically performed against each other.
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Performance Summary
$10,000 invested from 1995 to 2025 (31 years)
Head-to-Head Record
Over the 31-year comparison period, Dollar Tree, Inc. outperformed SPDR S&P 500 ETF Trust in 18 years, while SPDR S&P 500 ETF Trust outperformed Dollar Tree, Inc. in 13 years.
DLTR - Dollar Tree, Inc.
SPY - SPDR S&P 500 ETF Trust
Overall Winner: DLTR with an average annual return of 22.01% (vs 11.71% for SPY)
Understanding DLTR vs SPY Performance
When comparing Dollar Tree, Inc. and SPDR S&P 500 ETF Trust, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.
Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.
Cumulative Growth Comparison
A $10,000 investment in Dollar Tree, Inc. grew to $1,238,777, compared to $250,597 for SPDR S&P 500 ETF Trust over the same period.
Year-by-Year Comparison
| Year | DLTR Return | DLTR Cumulative | SPY Return | SPY Cumulative | Difference | Winner |
|---|---|---|---|---|---|---|
| 1995 (Start) | - | $10,000.00 | - | $10,000.00 | - | Initial Investment |
| 1996 | +39.44% | $13,943.67 | +37.39% | $15,035.16 | +2.05% (DLTR) | DLTR |
| 1997 | +129.50% | $32,000.71 | +21.20% | $18,223.19 | +108.30% (DLTR) | DLTR |
| 1998 | +67.74% | $53,676.88 | +33.14% | $24,261.81 | +34.60% (DLTR) | DLTR |
| 1999 | +68.30% | $90,337.40 | +28.03% | $31,063.11 | +40.27% (DLTR) | DLTR |
| 2000 | +20.90% | $109,222.29 | +20.66% | $37,482.18 | +0.24% (DLTR) | DLTR |
| 2001 | -24.81% | $82,126.23 | -8.85% | $34,165.23 | -15.96% (SPY) | SPY |
| 2002 | +34.39% | $110,370.50 | -10.13% | $30,703.75 | +44.52% (DLTR) | DLTR |
| 2003 | -19.71% | $88,621.02 | -22.42% | $23,820.14 | +2.71% (DLTR) | DLTR |
| 2004 | +16.78% | $103,488.70 | +24.18% | $29,580.86 | -7.41% (SPY) | SPY |
| 2005 | -2.84% | $100,552.85 | +10.75% | $32,760.13 | -13.58% (SPY) | SPY |
| 2006 | -16.12% | $84,346.01 | +5.32% | $34,504.59 | -21.44% (SPY) | SPY |
| 2007 | +24.38% | $104,909.71 | +13.84% | $39,281.03 | +10.54% (DLTR) | DLTR |
| 2008 | -15.54% | $88,604.10 | +5.33% | $41,375.53 | -20.87% (SPY) | SPY |
| 2009 | +64.72% | $145,946.45 | -36.24% | $26,382.38 | +100.95% (DLTR) | DLTR |
| 2010 | +14.86% | $167,638.84 | +22.65% | $32,359.23 | -7.79% (SPY) | SPY |
| 2011 | +74.63% | $292,750.24 | +13.14% | $36,610.39 | +61.49% (DLTR) | DLTR |
| 2012 | +46.97% | $430,247.09 | +0.85% | $36,922.44 | +46.11% (DLTR) | DLTR |
| 2013 | -1.59% | $423,409.50 | +14.17% | $42,154.69 | -15.76% (SPY) | SPY |
| 2014 | +41.40% | $598,715.84 | +29.00% | $54,380.19 | +12.40% (DLTR) | DLTR |
| 2015 | +24.79% | $747,120.89 | +14.56% | $62,298.86 | +10.23% (DLTR) | DLTR |
| 2016 | +9.77% | $820,080.70 | +1.29% | $63,101.60 | +8.48% (DLTR) | DLTR |
| 2017 | -2.07% | $803,119.28 | +13.59% | $71,674.43 | -15.65% (SPY) | SPY |
| 2018 | +38.55% | $1,112,753.15 | +20.78% | $86,569.38 | +17.77% (DLTR) | DLTR |
| 2019 | -16.90% | $924,683.62 | -5.25% | $82,026.91 | -11.65% (SPY) | SPY |
| 2020 | +3.13% | $953,580.04 | +31.09% | $107,527.02 | -27.96% (SPY) | SPY |
| 2021 | +15.21% | $1,098,579.55 | +17.24% | $126,059.55 | -2.03% (SPY) | SPY |
| 2022 | +31.40% | $1,443,542.16 | +30.51% | $164,514.60 | +0.90% (DLTR) | DLTR |
| 2023 | +0.19% | $1,446,303.11 | -18.65% | $133,838.54 | +18.84% (DLTR) | DLTR |
| 2024 | +1.28% | $1,464,760.94 | +26.71% | $169,585.78 | -25.43% (SPY) | SPY |
| 2025 | -47.43% | $770,093.96 | +25.59% | $212,981.61 | -73.01% (SPY) | SPY |
| 2026 | +60.86% | $1,238,776.73 | +17.66% | $250,597.02 | +43.20% (DLTR) | DLTR |
Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means DLTR outperformed SPY that year.
Company Profiles
Dollar Tree, Inc.
DLTR
Dollar Tree, Inc. is a leading North American value retailer operating over 9,000 discount variety stores across 48 contiguous U.S. states and five Canadian provinces under the Dollar Tree and Dollar Tree Canada brands. They offer a wide range of merchandise, including consumables, general variety items, and seasonal goods. The company is strategically pivoting to a multi-price, technology-enabled retail model.
Key Innovations
- ✓Implementation of a multi-price, technology-enabled retail model, including 'Dollar Tree Plus' stores offering items at $3 and $5.
- ✓Strategic partnerships to expand customer reach, such as with Uber Eats.
Business Segments
- Discount RetailOperating discount variety stores offering a broad assortment of merchandise at compelling price points, including a multi-price strategy.
SPDR S&P 500 ETF Trust
SPY
SPY is the first exchange-traded fund (ETF) listed in the US. It is designed to track the S&P 500 Index, which measures the performance of the large-cap segment of the US equity market.
Key Innovations
- ✓First US-listed ETF
Business Segments
- ETFPassive investment vehicle tracking the S&P 500.
How This Comparison Works
Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:
- ✓Dividends: All dividend payments are reinvested
- ✓Stock splits: Historical prices are adjusted for all splits
- ✓Head-to-head record: Shows which stock outperformed each year
- ✓Statistical analysis: Average returns, best/worst years, and win rates
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Important Disclaimer
This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.