AAPL vs MCO: Apple Inc. vs Moody's Corporation Historical Returns & Investment Comparison

This AAPL vs MCO comparison analyzes the historical stock performance of Apple Inc. and Moody's Corporation side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how Apple Inc. and Moody's Corporation have historically performed against each other.

Compare Stock Performance

Select two stocks and an investment amount to see how they compare over time.

Compare any two stocks to see which performed better historically

Performance Summary

$10,000 invested from 1986 to 2025 (40 years)

Head-to-Head Record

18
AAPL Wins
0
Ties
14
MCO Wins

Over the 32-year comparison period, Apple Inc. outperformed Moody's Corporation in 18 years, while Moody's Corporation outperformed Apple Inc. in 14 years.

AAPL - Apple Inc.

Average Annual Return:+35.74%
Best Year:+202.63% (2004)
Worst Year:-73.42% (2000)
Win Rate:70.0% (28/40 years)
Total Value:$18,742,087.73
Total Gain:+$18,732,087.73 (+187320.88%)

MCO - Moody's Corporation

Average Annual Return:+17.91%
Best Year:+70.28% (2019)
Worst Year:-48.92% (2007)
Win Rate:71.9% (23/32 years)
Total Value:$701,157.86
Total Gain:+$691,157.86 (+6911.58%)

Overall Winner: AAPL with an average annual return of 35.74% (vs 17.91% for MCO)

Understanding AAPL vs MCO Performance

When comparing Apple Inc. and Moody's Corporation, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in Apple Inc. grew to $18,742,088, compared to $701,158 for Moody's Corporation over the same period.

Year-by-Year Comparison

YearAAPL ReturnAAPL CumulativeMCO ReturnMCO CumulativeDifferenceWinner
1986 (Start)-$10,000.00-$10,000.00-Initial Investment
1987+82.02%$18,202.36---Tie
1988+106.53%$37,593.80---Tie
1989-9.29%$34,100.85---Tie
1990-11.84%$30,064.63---Tie
1991+16.87%$35,136.55---Tie
1992+30.81%$45,962.25---Tie
1993+1.30%$46,558.07---Tie
1994-49.17%$23,667.02---Tie
1995+32.38%$31,331.08-6.02%$9,398.49+38.40% (AAPL)AAPL
1996-15.99%$26,321.25+18.55%$11,141.76-34.54% (MCO)MCO
1997-35.02%$17,103.72-2.05%$10,912.82-32.96% (MCO)MCO
1998-37.50%$10,689.87+32.86%$14,498.45-70.36% (MCO)MCO
1999+151.92%$26,930.30+2.15%$14,810.24+149.77% (AAPL)AAPL
2000+149.24%$67,121.68-2.21%$14,482.95+151.45% (AAPL)AAPL
2001-73.42%$17,839.15+19.00%$17,234.08-92.42% (MCO)MCO
2002+47.23%$26,263.99+51.98%$26,192.80-4.76% (MCO)MCO
2003-38.50%$16,152.95+3.70%$27,160.82-42.19% (MCO)MCO
2004+44.39%$23,323.51+39.06%$37,769.18+5.33% (AAPL)AAPL
2005+202.63%$70,584.32+44.18%$54,455.83+158.45% (AAPL)AAPL
2006+127.18%$160,350.86+45.17%$79,055.14+82.00% (AAPL)AAPL
2007+13.50%$181,995.49+10.18%$87,104.20+3.32% (AAPL)AAPL
2008+136.37%$430,186.98-48.92%$44,489.66+185.30% (AAPL)AAPL
2009-56.19%$188,444.11-41.97%$25,818.00-14.23% (MCO)MCO
2010+132.21%$437,584.92+22.94%$31,739.60+109.27% (AAPL)AAPL
2011+50.72%$659,536.54-0.97%$31,430.61+51.70% (AAPL)AAPL
2012+22.89%$810,487.20+27.26%$39,999.51-4.38% (MCO)MCO
2013+30.56%$1,058,160.68+45.43%$58,171.82-14.87% (MCO)MCO
2014+4.75%$1,108,432.39+53.79%$89,460.99-49.04% (MCO)MCO
2015+42.63%$1,580,939.63+25.52%$112,287.42+17.11% (AAPL)AAPL
2016-2.08%$1,548,019.71+6.01%$119,035.08-8.09% (MCO)MCO
2017+12.38%$1,739,731.34-1.50%$117,249.69+13.88% (AAPL)AAPL
2018+48.04%$2,575,541.24+56.54%$183,540.62-8.50% (MCO)MCO
2019-7.05%$2,393,854.67-3.13%$177,792.22-3.92% (MCO)MCO
2020+88.74%$4,518,219.43+70.28%$302,735.97+18.47% (AAPL)AAPL
2021+78.24%$8,053,270.76+21.06%$366,506.93+57.18% (AAPL)AAPL
2022+38.06%$11,118,421.47+34.76%$493,894.62+3.30% (AAPL)AAPL
2023-28.20%$7,983,081.40-26.69%$362,082.46-1.51% (MCO)MCO
2024+54.80%$12,357,668.83+42.62%$516,411.96+12.18% (AAPL)AAPL
2025+35.56%$16,751,606.23+24.97%$645,354.95+10.59% (AAPL)AAPL
2026+11.88%$18,742,087.73+8.65%$701,157.86+3.24% (AAPL)AAPL

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means AAPL outperformed MCO that year.

Company Profiles

1

Apple Inc.

AAPL

Apple Inc. is a global leader in consumer electronics, software, and online services. Founded in a garage by Steve Jobs, Steve Wozniak, and Ronald Wayne, the company has evolved into one of the world's most valuable and influential brands. Apple designs, manufactures, and markets a broad range of high-end consumer technology products, including the iPhone, iPad, Mac, and Apple Watch. Beyond hardware, the company has built a massive digital ecosystem through its Services segment, which includes the App Store, Apple Music, iCloud, and Apple Pay. In recent years, Apple has significantly vertically integrated its supply chain by developing its own custom silicon (M-series and A-series chips) and has expanded into spatial computing with the Vision Pro platform.

Key Innovations

  • Graphical User Interface (GUI) popularized by the Macintosh
  • Multi-touch technology and the modern smartphone interface
  • Apple Silicon (A-series and M-series SoC architecture)
  • FaceID and TouchID biometric security systems
  • Retina Display high-density screen technology
  • MagSafe charging and accessory ecosystem
  • Spatial Computing (VisionOS) for mixed-reality environments

Business Segments

  • iPhone
    The company's primary hardware driver, consisting of its line of smartphones based on the iOS operating system.
  • Mac
    Personal computers based on the macOS operating system, including the MacBook Air, MacBook Pro, iMac, Mac mini, and Mac Studio, now powered by Apple Silicon.
  • iPad
    Multi-purpose tablets based on the iPadOS operating system, spanning from the iPad mini to the high-performance iPad Pro.
2

Moody's Corporation

MCO

Moody's Corporation is a global integrated risk assessment firm that empowers organizations to make better decisions. Its data, analytical solutions, and insights help decision-makers identify opportunities and manage the risks of doing business with others.

Key Innovations

  • Standardized credit rating system (Aaa, Baa, etc.)
  • Quantitative risk analysis models

Business Segments

  • Moody's Investors Service
    Credit ratings and research.
  • Moody's Analytics
    Financial intelligence and analytical tools.

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.